--- path: /customer-stories/deel/ title: How Deel built its private stablecoin wallet for global contractors on Tempo description: Deel’s private stablecoin wallet lets contractors in 80+ countries hold dollar-backed balances, earn rewards, and spend globally. Built on Tempo and embedded in the platform 40,000+ businesses use to pay global workers, it keeps balances and payout history private. image: /og/2026-q4/og_2026-q4_customer_deel_v04.png thumbnail: /images/customer-stories/deel.png category: Payments seoTitle: Deel — Customer Story seoDescription: Deel uses Tempo Zones to keep contractor balances and payouts private, with dollar-backed savings, earn, and card spending in 80+ countries. company: Deel impactMetrics: ariaLabel: Deel Earn results items: - value: 95% label: payout recipients deposited into Earn - value: 85% label: 30-day Earn retention - value: +72% label: Earn balance growth after 30 days companyMetadata: founded: "2019" headquarters: San Francisco industry: Global HR, payroll, contractor management companySizeLabel: Scale companySize: 40,000+ businesses, contractors in 150+ countries useCase: Private contractor wallet, dollar balances, earn, card spend region: 80+ countries across LATAM, Africa, the Middle East, and APAC products: - Tempo Zones - Stablecoin Rails - Native Account Abstraction - Fee Sponsorship - Compliance Controls - Stablecoin Fees locale: en canonical: https://tempo.xyz/customer-stories/deel/ --- # How Deel built its private stablecoin wallet for global contractors on Tempo Deel’s private stablecoin wallet lets contractors in 80+ countries hold dollar-backed balances, earn rewards, and spend globally. Built on Tempo and embedded in the platform 40,000+ businesses use to pay global workers, it keeps balances and payout history private. ## Deel Earn results - **95%** — payout recipients deposited into Earn - **85%** — 30-day Earn retention - **+72%** — Earn balance growth after 30 days > Millions of contractors around the world watch their earnings lose value the moment they land. Today we give them the infrastructure to change that: a dollar-backed balance inside the platform they already use, rewards that accrue automatically, and a card to spend anywhere. No new account or learning curve required. > > — **Thierry Edde**, Head of Crypto, Deel ## The challenge Deel powers payroll for more than 40,000 businesses across 150 countries. For contractors in markets with volatile local currencies, getting paid in dollars has not always meant being able to hold them. In 2025, 85% of Argentine contractors on Deel chose USD over pesos. Deel wanted contractors to hold dollar balances, earn rewards, and spend globally without leaving the platform. The wallet needed to be self-custodial and embedded in Deel, with their financial records kept private. Deel [launched](https://stripe.com/newsroom/news/deel-and-stripe) its stablecoin wallet on Tempo in June 2026, starting in Argentina. By August, it had [expanded](https://www.deel.com/blog/introducing-stablecoin-wallet/) to eligible contractors across LATAM, Africa, the Middle East, and APAC. Zones add privacy to that existing wallet and payment infrastructure. ## Private contractor payouts with Tempo Zones Deel uses Tempo Zones in production to keep contractor balances and payout history private. Tempo and Privy worked together to bring Deel’s Zone into production, integrating Zones natively with Privy’s APIs. Deel’s treasury deposit into its Zone is visible on Tempo, but which contractors are paid, how much each receives, and what they hold are not. Contractors see their own balances in Deel, while Deel retains access for reconciliation and audit. [Watch video](/videos/privacy/privacy-on-tempo-20261015.mp4) ## Why Tempo Tempo Zones let Deel add privacy without replacing its existing customer wallets or treasury rails. Contractors can also keep earning rewards inside the Zone, extending that privacy to the Earn experience. ## Deel connects dollar payouts to everyday spending Bridge issues Deel’s dollar-backed stablecoin on Tempo, while Privy provides the embedded wallets. Wallets are created for contractors who have completed identity verification on Deel. Workers can sign in with device biometrics, with no seed phrase or separate app. Deel sponsors payment fees, so workers never need a separate gas asset. Contractors can put idle balances into the Morpho-powered earn product with a single tap, without a lock-up or minimum holding period. Access is limited to verified Deel contractors. They can withdraw all or part of their balance, including accrued rewards, at any time. Workers can move funds back to their Deel balance to use existing withdrawal options, or transfer them to an external wallet. The Deel Card connects the wallet to everyday spending. --- ## Site links - [Tempo home](/) - [Privacy policy](/privacy-policy/) - [LinkedIn](https://www.linkedin.com/company/tempo) - [X](https://x.com/tempo) - [YouTube](https://www.youtube.com/@tempo) ### Products - [Earn](/earn/) - [Routes](/routes/) - [Zones](/zones/) ### Solutions - [Agentic payments](/solutions/agentic-payments/) - [Cross-border payments](/solutions/cross-border-payments/) - [Institutional settlement](/solutions/institutional-settlement/) - [Stablecoin accounts](/solutions/stablecoin-accounts/) - [Tokenized deposits](/solutions/tokenized-deposits/) ### Developers - [Documentation](/developers) - [Tempo Explorer](https://explore.tempo.xyz/) - [Tempo API](/developers/docs/api/) - [Performance](/developers/performance) - [Status](https://status.tempo.xyz/) - [GitHub](https://github.com/tempoxyz) ### Resources - [Blog](/blog/) - [Customers](/customer-stories/) - [Learn](/learn/) - [OUSD](/ousd/) - [Partners](/partners/) - [Reports](/reports/) - [Stablecoin Advisory](/stablecoin-advisory/) ### Company - [About](/about/) - [Careers](/careers/) - [Brand kit](/brand/) - [FAQ](/faq/)