<!-- tempo-docs-context -->
> Source: [/docs/guide/payments](https://tempo.xyz/developers/docs/guide/payments.md)
> Section: [Accounts](https://tempo.xyz/developers/docs/accounts.md). Create accounts, connect wallets, read balances, send and receive payments, and reconcile deposits.
> [Documentation index](https://tempo.xyz/developers/llms.txt) · [Docs skill](https://tempo.xyz/developers/SKILL.md)

> Tempo MCP: Use `search`, `find_pages`, `read_page`, and `code` at `https://mcp.tempo.xyz` for Tempo and related documentation.
> If an indexed page is missing or reflects an older site, read this site’s [documentation index](https://tempo.xyz/developers/llms.txt) and Markdown pages directly.

# Integrate stablecoin payments

Send stablecoins, collect deposits, and confirm payments in your application. If you are still deciding where funds should live and who signs, start with [Choose an account model](https://tempo.xyz/developers/docs/accounts/integration).

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## Send and receive payments

| Task | Guide |
| --- | --- |
| Fund an account | [Choose a funding path](https://tempo.xyz/developers/docs/guide/getting-funds). |
| Send stablecoins | [Send payments](https://tempo.xyz/developers/docs/guide/payments/send-a-payment), including references and batches. |
| Collect and reconcile payments | [Receive payments](https://tempo.xyz/developers/docs/guide/payments/accept-a-payment), verify delivery, and record each payment once. |
| Identify customer deposits | [Customer deposit addresses](https://tempo.xyz/developers/docs/guide/payments/virtual-addresses) attribute payments into a shared account. |
| Move funds between networks | [Routes](https://tempo.xyz/developers/docs/routes) connects Tempo with other networks. |

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## Configure payment behavior

* [Sponsor fees](https://tempo.xyz/developers/docs/guide/payments/sponsor-user-fees) or [choose a fee token](https://tempo.xyz/developers/docs/guide/payments/pay-fees-in-any-stablecoin).
* [Send independent payments in parallel](https://tempo.xyz/developers/docs/guide/payments/send-parallel-transactions) when each payment needs its own receipt.
* [Configure receive policies](https://tempo.xyz/developers/docs/guide/payments/configure-receive-policies) to choose which tokens and senders an account accepts.