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> Section: [Get Started](https://tempo.xyz/developers/get-started.md). Choose a starting point, send a test payment, get testnet funds, connect a coding agent, find the SDKs and CLI, and use the resource guides to plan payment workflows, liquidity, provider selection, and partner integrations.
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[Tempo Docs](https://tempo.xyz/developers/get-started) / Guides

# Payment and integration guides

Choose the task your application needs to complete. Each guide explains the workflow, the Tempo features and onchain controls involved, and the providers that can supply a missing part.

For a first test payment, use the [quickstart](https://tempo.xyz/developers/get-started/quickstart). [Partners](https://tempo.xyz/developers/docs/partners) lists the third-party providers these guides mention, such as wallet, funding, and RPC providers.

## Payment infrastructure

* [Blockchain payment flows](https://tempo.xyz/developers/docs/resources/guides/blockchain-payments)
* [Stablecoins for business](https://tempo.xyz/developers/docs/resources/guides/stablecoins-for-business)
* [Plan a payment stack](https://tempo.xyz/developers/docs/resources/guides/stablecoin-payment-infrastructure-enterprise-scale)
* [Stablecoin settlement](https://tempo.xyz/developers/docs/resources/guides/stablecoin-settlement)
* [Compare payment rails](https://tempo.xyz/developers/docs/resources/guides/payment-rails)
* [Estimate payment fees](https://tempo.xyz/developers/docs/resources/guides/stablecoin-fees)

## Payment workflows

* [Accept stablecoin payments](https://tempo.xyz/developers/docs/resources/guides/how-to-accept-stablecoin-payments)
* [Create payment links](https://tempo.xyz/developers/docs/resources/guides/payment-links)
* [Handle refunds](https://tempo.xyz/developers/docs/resources/guides/refunds)
* [Reconcile payments](https://tempo.xyz/developers/docs/resources/guides/payment-reconciliation)
* [Plan batch payments](https://tempo.xyz/developers/docs/resources/guides/batch-payments)
* [Global payouts](https://tempo.xyz/developers/docs/resources/guides/global-payouts)
* [Global payroll](https://tempo.xyz/developers/docs/resources/guides/stablecoin-payroll-for-global-teams)
* [Cross-border payments](https://tempo.xyz/developers/docs/resources/guides/cross-border-payments)
* [Latin America payment routes](https://tempo.xyz/developers/docs/resources/guides/cross-border-payments-latin-america)
* [Remittance operations](https://tempo.xyz/developers/docs/resources/guides/remittances)
* [Recurring payments](https://tempo.xyz/developers/docs/resources/guides/subscriptions-on-tempo)

## Liquidity and issuance

* [Corporate treasury](https://tempo.xyz/developers/docs/resources/guides/corporate-treasury)
* [Nostro and vostro accounts](https://tempo.xyz/developers/docs/resources/guides/nostro-vostro-accounts): how correspondent banks hold balances for each other, and what stablecoin settlement changes.
* [Plan prefunding](https://tempo.xyz/developers/docs/resources/guides/prefunding)
* [FBO accounts](https://tempo.xyz/developers/docs/resources/guides/fbo-accounts): for-benefit-of bank accounts that hold customer funds, and how they differ from stablecoin balances.
* [The GENIUS Act](https://tempo.xyz/developers/docs/resources/guides/genius-act): the U.S. law that regulates payment stablecoin issuers, reserves, and redemption.

## Machine payment models

* [HTTP 402 payment flows](https://tempo.xyz/developers/docs/resources/guides/402-payment-required): a server answers with HTTP `402 Payment Required`, and the client retries with payment through the [Machine Payments Protocol](https://tempo.xyz/developers/docs/agents) (MPP).
* [Microtransactions and sessions](https://tempo.xyz/developers/docs/resources/guides/microtransactions)

## Choose wallets and funding

* [Add embedded wallets](https://tempo.xyz/developers/docs/resources/guides/embedded-wallets): compare the wallet providers Privy, Dynamic, Turnkey, and Fireblocks by signing and payment requirements.
* [Fund accounts and pay out](https://tempo.xyz/developers/docs/resources/guides/funding-and-payouts): choose the funding rail and follow the setup path for Bridge, a stablecoin funding and payout provider.
* [Connect an RPC provider](https://tempo.xyz/developers/docs/partners/rpc-and-nodes): choose hosted network access and verify that its chain ID matches Tempo's.

## Compliance and security

* [Screen blockchain payments](https://tempo.xyz/developers/docs/resources/guides/payment-screening): choose address checks, monitoring, or transaction simulation and see which providers support each.
* [Configure token and receive controls](https://tempo.xyz/developers/docs/resources/guides/compliance-controls): enforce token policies and [receive policies](https://tempo.xyz/developers/docs/protocol/tip403/receive-policies), which let an address choose the tokens and senders it accepts. Handle funds a receive policy holds for later claim, and keep case records.

## Implement native payment features

These features are built into [TIP-20 tokens](https://tempo.xyz/developers/docs/protocol/tip20/overview), Tempo's native token standard for stablecoins. Each guide shows how to implement one:

* [Sponsor user fees](https://tempo.xyz/developers/docs/guide/payments/sponsor-user-fees): let a fee payer, such as your backend, pay the network fee for a user's transaction, and authorize that sponsorship.
* [Payment references](https://tempo.xyz/developers/docs/guide/payments/transfer-memos): attach a 32-byte memo, such as an invoice ID, and match a confirmed transfer to your ledger.
* [Mint and burn TIP-20 tokens](https://tempo.xyz/developers/docs/guide/issuance/mint-stablecoins): manage your stablecoin's supply and distinguish token events from issuer funding and redemption.
