# Tempo > Tempo is a general-purpose blockchain optimized for payments. It delivers sub-second finality, predictable low fees, and native stablecoin support—making it ideal for building payment applications at scale. ## Overview Tempo is built for the next generation of payment infrastructure. Unlike general-purpose blockchains, Tempo is purpose-built for payment processing with features that matter to financial applications: - **Sub-second finality**: Transactions confirm in under one second - **Predictable fees**: Low, stable transaction costs that don't spike with network congestion - **Native stablecoin support**: First-class support for issuing and managing stablecoins (TIP-20 tokens) - **EVM compatibility**: Deploy existing Solidity contracts with minimal changes - **Modern transaction format**: Rich metadata, parallel transaction support, and fee sponsorship ## Key Features ### Native Stablecoins (TIP-20) Tempo introduces TIP-20, a native token standard designed specifically for stablecoins. TIP-20 tokens support: - Minting and burning with role-based access control - Transfer policies (whitelisting, blacklisting) - Pausing capabilities for compliance - On-chain metadata ### Stablecoin DEX A built-in decentralized exchange optimized for stablecoin-to-stablecoin trading with: - Limit order book design - Zero slippage for market-making - Cross-currency payments ### Fee AMM Users can pay transaction fees in any supported stablecoin, not just a native gas token. The Fee AMM automatically converts fee payments. ### Modern Transactions Tempo transactions support: - Paying fees in stablecoins - Fee sponsorship (gasless transactions) - Parallel transaction execution - Transfer memos for payment references ## Use Cases Tempo is designed for: - **Remittances**: Low-cost cross-border transfers - **Global payouts**: Efficient batch payments to recipients worldwide - **Embedded finance**: Add payment capabilities to any application - **Tokenized deposits**: Issue bank deposit tokens on-chain - **Microtransactions**: Sub-cent transaction costs enable new business models - **Agentic commerce**: AI agents making autonomous payments ## Resources - Website: https://tempo.xyz - Documentation: https://docs.tempo.xyz - Explorer: https://explorer.tempo.xyz - GitHub: https://github.com/tempoxyz - Twitter: https://twitter.com/tempoxyz ## Documentation Structure - **Learn** (`/learn`): Conceptual content about Tempo and stablecoin use cases - **Quickstart** (`/quickstart`): Network setup, faucet, connection details - **Guides** (`/guide`): How-to guides for building with Tempo - **Protocol** (`/protocol`): Technical specifications (TIP-20, fees, transactions, DEX) - **SDK Reference** (`/sdk`): TypeScript, Go, Rust, and Foundry SDK documentation ## Contact - Partners: partners@tempo.xyz - Website contact form: https://tempo.xyz/contact-sales