Launch a unified stablecoin account that earns until you spend, with cards backed by Tempo Earn balances.
Tempo Earn
Put stablecoin balances to work on Tempo
Tempo Earn lets your business access yield on stablecoins using enterprise-grade strategies.
Business benefits
Grow revenue and win new customers with Earn
Earn on stablecoin balances
Offer up to 7% APY on stablecoins next to the products your customers already love.
Launch in 100+ countries
Attract new customers globally with a reason to keep funds on your platform.
Enterprise-grade strategies
Access U.S. Treasuries, private credit, and collateralized lending with Tempo Earn.
Capabilities
Build your Earn product on Tempo with confidence
Asset options
Identify Earn strategies that fit your business
U.S. Treasuries
Tokenized U.S. Treasury bonds and sovereign debt products.
Institutional credit
Tokenized private credit, HELOC warehouse lending and AAA CLOs.
Collateralized lending
Onchain lending pools. Rates move with borrow demand.
How it works
Design your Tempo Earn program.
Build a custom Earn program around your target return, liquidity needs, and customer eligibility requirements.
Deel contractors earn on stablecoin balances with Tempo Earn
Deel’s global stablecoin wallet lets contractors in 80+ countries get paid in their dollar-backed stablecoins and earn up to 4% interest.
Customer storyFAQ
Earn can help platforms attract and retain users. Businesses may offer rewards programs to users and charge a fee. If a strategy produces a 5% return, businesses may let users earn 4% and take the remaining 1% as their fee. For balances of $10M this can generate $100,000 in revenue.
Returns depend on the underlying assets and market conditions, currently between 3.5% and 7%. Rates can change and are not guaranteed.
Withdrawal timing depends on the underlying asset’s liquidity and redemption terms. Tempo Earn offers both synchronous and asynchronous withdrawal products.
Availability depends on the asset provider, your product structure, and customer eligibility. Contact Tempo Advisory to evaluate your strategy.
Tempo provides native privacy, access controls, and transfer policies which help financial platforms and regulated businesses build and scale Earn programs.
Launch your Earn program
Work with Tempo to design and launch custom Earn vaults or tap into existing strategies on Tempo.