Stablecoin Advisory
Off-Hours Cash: The settlement gap banks can own by adopting stablecoins
Inside the report
The report models a tightly sized, prefunded, KYC'd stablecoin sleeve backed by wholesale deposits and automatically swept back to deposit form on Monday morning.
- Why wholesale deposits change the stablecoin P&L
- Where closed settlement windows create client demand
- How a 48-hour sleeve can clear break-even at 1.4-1.6 bps
- Why Tempo fits as a neutral cash-leg orchestration layer
- $260B
- Annualized sleeve flow in the worked illustration
- $38M
- Total annual cost under the conservative case
- 48 hrs
- Transactional liquidity window from Friday to Monday