DoorDash is bringing stablecoin-powered payments to 40+ countries

DoorDash is building stablecoin-powered payment infrastructure on Tempo for its three-sided global marketplace, bringing faster and more cost-effective payouts to merchants and Dashers across 40+ countries.

At a glance

• 40+ — Countries
• 3-sided — Marketplace payments
• USD — Network fee denomination

There's real promise with stablecoins transforming financial infrastructure, not just in America, but globally. We want to be a proactive participant and not just passive.

— Andy Fang, Co-founder, DoorDash

The problem with global marketplace payments

Most companies process payments between two parties. DoorDash enables transactions across three: a consumer pays for an order, a merchant receives revenue, and a Dasher earns income for fulfilling the delivery. Each party has different payout timing, currency, and compliance requirements, and each needs to be served well for the marketplace to work.

Now multiply that across more than 40 countries. Each market has different payment rails, FX dynamics, settlement timelines, and regulatory requirements. A payout flow that works in Atlanta does not apply in Helsinki. The logistics of getting a Dasher paid in one country look nothing like the logistics in another.

For Dashers, whose delivery income is a flexible earnings stream, waiting days for a payout is a real friction point. For merchants, a significant share of revenue flows through DoorDash, and getting that money faster and more affordably is something they ask for explicitly. And marketplace transactions are not simple one-way payments: consumers modify orders after checkout, and refunds need to process quickly.

Global payments is complex in terms of what the requirements are for any different country. Figuring out a way to provide solutions to the end customer that feel frictionless, while integrating with rails that are dynamic enough to handle the different requirements of different countries, is at the heart of the complexity.

— Andy Fang, Co-founder, DoorDash

What DoorDash is building

DoorDash and Tempo are building stablecoin-powered payment infrastructure for DoorDash's global marketplace, starting with the flows where faster, more affordable settlement creates the most value for merchants and Dashers.

The focus is on three areas where stablecoins deliver immediate improvements over traditional rails.

If we can get merchants and Dashers their money faster, and do that in a way that's affordable for them, that's a no-brainer for the entire ecosystem.

— Andy Fang, Co-founder, DoorDash

• Payout speed — Merchants and Dashers consistently ask for faster access to their earnings. Traditional payout cycles involve intermediaries and settlement windows that vary by country. Stablecoins on Tempo settle in under a second, globally, around the clock.
• Cross-border cost — Moving money across 40+ countries means FX spreads, intermediary bank fees, and processing charges that compound across millions of transactions. Stablecoin rails reduce the number of intermediaries and the cost of moving money across borders.
• Transaction flexibility — Marketplace transactions require handling order modifications, refunds, multi-party splits, and dispute resolution. Programmable stablecoin payments on Tempo provide the flexibility to handle these flows with less friction and fewer manual steps than traditional rails.

Why DoorDash chose Tempo

DoorDash was founded in 2013 with a mission to empower local economies. That mission now operates across more than 40 countries through its marketplace and acquisitions like Wolt and Deliveroo. When DoorDash evaluated stablecoin infrastructure partners, what stood out about Tempo was its combination of payments focus and enterprise readiness.

Tempo has a world-class team in the crypto space. They have experience not only with crypto from a technology standpoint, but also from an enterprise readiness standpoint, thinking about what would make this technology work realistically for an enterprise like DoorDash.

— Andy Fang, Co-founder, DoorDash

That focus translated into features that matter for global marketplace payouts at scale. Sub-second finality means payouts to merchants and Dashers settle in under a second with deterministic confirmation, giving both parties the speed they have been asking for. Low transaction fees make cost predictable for a platform processing millions of payouts. Dedicated payment lanes guarantee that payout throughput is never affected by other network activity, critical for a marketplace with peak-hour volume spikes. And ISO 20022-compatible memo fields support the structured reconciliation workflows that a global treasury operation requires across dozens of markets and currencies.

For DoorDash, the alignment went beyond features. The partnership is structured as a two-way collaboration where both sides bring domain expertise the other needs.

We can teach them about the dynamics of payments in a marketplace setting, and we can learn from them about the emergence of stablecoin technologies and how that can be applied in an enterprise-ready setting.

— Andy Fang, Co-founder, DoorDash

Building for the entire ecosystem

DoorDash's approach to stablecoins reflects how the company has always operated: solve for the local, and the global follows. Rather than waiting for stablecoin infrastructure to mature and then adopting it, DoorDash is investing early to help shape how stablecoin payments work for large-scale marketplaces.

If we can participate in the ecosystem and help design for these use cases up front, maybe problems that are painful today can be painless tomorrow.

— Andy Fang, Co-founder, DoorDash

The problems DoorDash faces on traditional rails, including costly FX, high payout processing costs, delayed payouts, and fragmented infrastructure across markets, are exactly the problems stablecoin payments are designed to solve. By working with Tempo as a design partner, DoorDash is helping ensure that the solutions work for the specific complexity of three-sided marketplace payments at global scale.

What's ahead

There's real promise with stablecoins transforming financial infrastructure, not just in America, but globally. We want to be a proactive participant and not just passive.

— Andy Fang, Co-founder, DoorDash

DoorDash is working with Tempo to bring stablecoin-powered payments to its marketplace, starting with the use cases where faster, more affordable settlement creates the most value for merchants and Dashers, across its global footprint.

If you're a marketplace, platform, or enterprise exploring how stablecoins can modernize your payment operations, get in touch at partners@tempo.xyz.

Learn more

• Explore cross border payments
• Learn about stablecoins
• Browse the ecosystem