Reah gives businesses more ways to put their cash reserves to work on Tempo

Reah gives businesses one account for banking and stablecoins. Eligible customers can now hold reserves in Hastra-issued PRIME on Tempo, next to the stablecoins they use to pay.

The challenge

Reah launched earlier this year for businesses that hold both dollars and digital assets. Many of them operate outside the US. Before Reah, a typical finance team kept banking in one tool, stablecoin wallets in another and payments somewhere else, with approvals handled in chat and records rebuilt in spreadsheets.

Reah puts all of it on one ledger. A business can hold USD, EUR, GBP and AED accounts, keep USDC and USDT in self-custody wallets, issue Visa virtual cards and move reserves into Treasury, all under the same approval policies. That only works if a stablecoin transfer behaves like a bank payment inside the product: it has to settle quickly, cost little and show up in the same records.

Stablecoin wallets on Tempo

Reah added Tempo to its self-custody wallets, where businesses hold stablecoins under multisig approvals, team permissions and signing rules they set themselves. Transfers between Reah wallets now run on Tempo by default.

For a finance team, the change is invisible in the workflow. A business approves a supplier payment or an internal transfer the same way it always has, and the transfer settles before the next approval in the queue.

Why Tempo

• Settlement in under a secondStablecoin transfers on Tempo settle onchain in under a second, with no re-orgs. When a payment or Treasury deposit clears its approvals, the onchain leg is final.
• Fees paid in stablecoinsTempo fees are sub-cent and paid in stablecoins, with no separate network token. Reah already pays network fees out of the balance being sent, so its customers never have to hold a native token to move money.
• Treasury assets on the same networkHastra-issued PRIME is issued on Tempo, so a business's Treasury position sits on the same network as the stablecoins it uses to pay.

Hastra-issued PRIME in Reah Treasury

Reah Treasury already gives businesses access to tokenized US Treasuries, money markets and private credit from the account they use to bank and pay. Hastra-issued PRIME is the newest option. It gives exposure to a pool made up mostly of US home equity lines of credit, which earns from a different source than short-term Treasuries and money-market products. Hastra originates the loans, and Ground manages the vault on Tempo that Reah offers in Treasury.

Eligible customers can choose the Hastra-issued PRIME vault in Treasury and deposit supported stablecoins through Reah's in-product flow. The business's existing approval policies apply to the deposit, and the position appears next to its other Treasury products.

What's next

Reah plans to hold corporate card balances on Tempo, so card spend draws on the same balances as payments and treasury, with more to come soon.