Stablecoin accounts
Embed stablecoin accounts in your product
Tempo lets your business offer branded stablecoin accounts where customers hold, spend, and earn.
Business benefits
Grow your business with global financial accounts
Serve customers across 100+ markets
Offer stablecoin accounts with local funding and withdrawals through supported partners.
Expand your financial services offering
Bring stablecoin balances, payments, and spending into one experience.
Create new revenue streams
Add revenue through supported card programs and earn products.
In practice
Build a stablecoin product
Accounts and wallets
Let customers hold and manage supported stablecoin balances through a wallet integrated into your product.
Local funding and withdrawals
Connect accounts to fiat payment rails that handle local deposits, currency conversion, and withdrawals.
Card spending
Work with card issuers to let customers spend their balances through physical or virtual cards.
Products
Build a seamless financial experience for your customers
Access yield with Tempo Earn
Let eligible customers earn yield on their balances, with supported assets and flexible return sharing.
Tempo EarnSimplify funding with Tempo Routes
Let customers move supported stablecoins into and out of Tempo through a single integration.
Tempo RoutesProtect financial activity with Tempo Zones
Keep balances and transactions inside your Zone private, with access for your authorized teams.
Tempo Zones
Deel brings financial services to global contractors
Deel’s stablecoin wallet, built on Tempo, lets eligible contractors hold dollar-backed balances, earn rewards, and spend with a card.
Read the Deel customer storyFAQ
How can I add stablecoin accounts to my app?
Give each user a stablecoin account in your app with Tempo Accounts. Integrate through an embedded wallet provider such as Privy or Turnkey, or directly with passkeys. Users can hold, receive, and send stablecoins, while your app can sponsor transaction fees and automate payments within user-approved limits. Get started with the Tempo Accounts guide, or contact Tempo for integration support.
Can customers fund and withdraw from stablecoin accounts in local currency?
Customers can fund and withdraw in local currency through supported payment and ramp partners. Tempo Routes connects supported stablecoins, networks, and bank accounts through one API. Available currencies and payment methods depend on the market and provider.
Can customers spend stablecoin balances with a card?
Supported card issuing partners let businesses connect stablecoin balances to physical or virtual cards, so customers can spend through existing card networks. Availability depends on the issuer, card program, customer eligibility, and country.
Can customers earn yield on stablecoin account balances?
Eligible customers can earn yield through Tempo Earn, with strategies including U.S. Treasuries, institutional credit, and collateralized lending. Platforms can configure how returns are shared with customers. Returns are variable, and eligibility, risk, and withdrawal timing depend on the strategy and provider.