Tempo Earn
Put stablecoin balances to work on Tempo
Tempo Earn lets your business access enterprise-grade products using stablecoin balances.
Business benefits
Grow revenue and win new customers with Earn
Earn using stablecoin balances
Feature up to 7% APY next to the products your customers already love.
Launch in 100+ countries
Attract new customers globally with a reason to keep funds on your platform.
Enterprise-grade
Access U.S. Treasuries, private credit, and collateralized lending from third-party providers with Tempo Earn.
Capabilities
Build your Earn product on Tempo with confidence
Launch a unified account that redeems stablecoins from products accessed via Tempo Earn automatically when customers spend by card.
Asset options
Explore Earn products available on Tempo
U.S. Treasuries
Tokenized U.S. Treasury bonds and sovereign debt products.
Institutional credit
Tokenized private credit, HELOC warehouse lending and AAA CLOs.
Collateralized lending
Onchain lending pools. Rates move with borrow demand.
How it works
Design your Tempo Earn program.
Build a custom Earn program around your target return, liquidity needs, and customer eligibility requirements.
Deel contractors access products via Tempo Earn using stablecoin balances
Deel’s global stablecoin wallet lets contractors in 80+ countries get paid in dollar-backed stablecoins and access products via Tempo Earn returning up to 4%.
Customer storyFAQ
Earn can help platforms attract and retain users. Businesses may offer rewards programs to users and charge a fee. If a product produces rewards for its users, businesses may design their program to keep a portion of the rewards as their program fee. For $10M allocated to products accessed via Tempo Earn, a user can generate up to $100,000.
Returns depend on the underlying assets and market conditions, currently between 3.5% and 7%. Rates can change and are not guaranteed.
Withdrawal timing depends on the underlying asset’s liquidity and redemption terms. Tempo Earn offers both synchronous and asynchronous withdrawal products.
Availability depends on the asset provider, your product structure, and customer eligibility.
Tempo provides native privacy, access controls, and transfer policies which help financial platforms and regulated businesses build and scale Earn programs.
No. Tempo provides software infrastructure (including for Tempo Earn). Tempo does not provide investment advice. Businesses should consult their own counsel/advisors before offering Tempo Earn.
Launch your Earn program
Contact Tempo to configure and launch your Earn program, or tap into existing vaults on Tempo.